Trailer Financing
We aim to make the path to owning your perfect trailer as smooth and efficient as possible. Offering a variety of financing options with swift approvals and plans to suit any budget, we ensure that owning your dream trailer is easier than ever.
Finance
Traditional Bank Financing
ClickLease
Easy Affordability for Small Business Owners
RTO
The Ease of Rent-to-Own
Your Journey Starts with Trailer Source
Small businesses like yours are the driving force behind America's progress, and we are dedicated to supporting that momentum. We make trailer ownership both accessible and affordable, with customized solutions to fit your unique needs, so you can hit the road to ownership with confidence!
Simple Trailer Financing
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Finance
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Clicklease
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RTO
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| Available For | Select New & Used Trailers & Dump Bin Inventory | All New & Used Trailer and Dump Bin Inventory | All New Trailer Inventory (*Excluding Concession Trailers, Tank trailers, Roll-Off Dump Bins, and Tow Dollies) |
| Approval Time | Same-Day (Most Customers) | Same-Day | Same-Day (Most Customers) |
| Credit Score Range | Good to Great | All Scores Accepted | No Minimum Credit Score Required |
| Credit Check | Hard | Soft | Soft |
| Borrower Type | Individual or Business | Individual or Business | Individual or Business |
| Term Lengths | Up to 96 Months | 24 – 60 Months | 24 – 48 Months |
| Minimum Financed | Depends on Bank | $500 | $2,500 |
| Maximum Financed* | Subject to Credit Approval | $25,000 | $25,000 |
| Interest/Surcharge ** | Interest, Rate Varies by Creditworthiness and Bank | Variable Surcharge, based on credit background | Surcharge |
| Down Payment | Based on Consumer Credit | None | Yes, Based on Purchase Amount |
| Signing Costs | Yes, Doc & Origination Fee, Depending on Bank | Yes, Doc Fee Based on Purchase Amount | Yes, Processing Fee plus Non-refundable Loan Fee |
| Required Documents | Depends on Bank (Usually Income and/or Collateral Documentation, Financial Statements, Tax Returns, Valid Identification, Business Entity Documents, etc.) | None | Proof of Residency, Valid Vehicle Registration |
| Early Purchase Option (EPO) | Depends on Bank | Yes, Before 5th Payment | Yes, Anytime |
| Early Payoff Fee | None | None | None |
| Purchasing Limit | Based on Consumer Credit | None | One Trailer Per Household |
| Payments Reported to Credit Bureaus | Yes | Yes | No |
| Cancellation | Non-cancellable | Non-cancellable | May Cancel and Return Trailer at Any Time |
| Tax Consideration*** | Interest May Be A Tax Deductible Business Expense, Equipment May Be A Depreciable Asset | Lease Payments May Be A Tax Deductible Business Expense, Equipment May Be A Depreciable Asset After Purchase Option is Exercised | Rental Payments May Be A Tax Deductible Business Expense, Equipment May Be A Depreciable Asset After Purchase Option is Exercised |
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Finance
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Clicklease
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RTO
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DISCLAIMER: The information provided in this chart is intended for general comparison and informational purposes only and does not constitute an offer, solicitation, or recommendation to enter into any transaction. It should not be considered as a binding agreement. The details, including terms, conditions, and offerings related to any financial product or service mentioned in the chart, are subject to change at any time without notice. We make every effort to ensure the accuracy and completeness of the information; however, we do not guarantee its accuracy or reliability. Users should verify the current terms and conditions with the respective financial institutions or advisors before making any financial decisions. We accept no liability for any loss or damage which may arise directly or indirectly from the use of or reliance on information contained in this chart.
* If the cash price of equipment is higher than the maximum allowable financed amount, the cash difference will be due at signing.
** The path to ownership through financing will cost more than the cash price of the equipment. Traditional financing has an interest rate which compounds, whereas Lease and Rent-to-Own agreements include a surcharge which is split evenly across your payments.
*** The information provided is for informational purposes only and should not be construed as financial advice. We strongly recommend consulting with a financial advisor, accountant, or legal professional to obtain advice tailored to your specific needs.
About Bank Financing
Drive Away with Your Trailer Today
We've collaborated with trusted lenders like Synchrony and Sheffield to provide you with competitive financing solutions. Eligible customers can benefit from attractive interest rates and flexible payment plans on our full range of products, including upgrades and accessories.
About ClickLease
Affordable Solutions For Your Business
Clicklease is a lease, not a loan, so there is no down payment and no interest rate. Free up your capital, credit, and cash-flow for your day-to-day operations. Clicklease approves customers no one else does. So even if you've been denied for financing before, come on in and let Clicklease help you afford the equipment you need.
About Rent-to-Own (RTO)
Helping You Become a Trailer Owner with Flexible Options
Rent-to-own offers a smart solution if you're not ready to buy outright. They provide more flexibility and choices than traditional buying options. Start earning with your trailer now and own it after finishing your payment plan.